Blog Posts

  • money-memories

    My Father’s Impact on My Money

    June 19, 2015
    Key Takeaway! Money memories can drive our success or failure with our finances over our entire lifetime. Being conscious of that fact can lead to a better outcome for you and how you pass those messages on to your children. In my senior year of college, I found out my father ...
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  • taxes

    The Retirement Landscape—QLACs

    June 5, 2015
    Key Takeaway! There are always new products that are trying to answer the question of "Will I outlive my money?" Longevity annuities are one of those new products, but there are trade-offs that need to be assessed as well. Lost in our day-to-day living is the information that can have an ...
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  • taxes

    Work Transition Is the New Thing

    May 20, 2015
    Key Takeaway! Transitional work is a new work trend that more are embracing. But understand that the near-term pros can create long-term retirement cons if you forget the effects on savings. We all say that family is the most important thing in life, but how many of us agree to retire ...
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  • rebalancing

    Do You Have a Capital Gains Budget?

    May 8, 2015
    Key Takeaway! Don’t let the tax tail wag the investment dog. Rebalancing your portfolio is necessary, even though it will create a tax bill. As Rafiki, the baboon in The Lion King, said, “It is time.” Over the last six years investors have enjoyed a relatively good run in the U.S. ...
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  • The Myth of Freedom in Retirement

    May 1, 2015
    Key Takeaway! Freedom is often defined as having vast amounts of time and little structure. But the reality, as many retirees find out, is that people are happier in well-defined spaces. Nick Hardwick, who played with the San Diego Chargers, retired like a lot of us would like to: with ...
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  • taxes

    April 15 Is Just the Beginning—Tax Planning for 2015

    April 15, 2015
    Key Takeaway! Knowing just five lines of your tax return could help save you a lot of taxes in 2015. One of the bigger mistakes made at tax time is thinking everything is done. April 15 is not the end; it is the beginning. What you really need to do now ...
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  • ripple

    Unintended Consequences

    April 3, 2015
    Key Takeaway! Small decisions today lead to both good and bad outcomes many decades from now. Don’t get fooled into thinking that every outcome is random; our decisions today have a large influence on those unintended consequences. We have all heard the quote from Victor Webster of how a pebble thrown ...
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