Blog Posts

  • mortgage-freedom

    Your Mortgage: To Prepay or Not to Prepay—Part 1

    August 5, 2015
    Key Takeaway! Prepaying your mortgage can mean financial freedom—freedom from stress and freedom to choose new opportunities. With the reduced expenses that come with paying off a mortgage early, you’ll worry less if there’s an economic downturn that results in a layoff or less investment income. And with less debt, ...
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  • supreme-court-and-inherited-iras

    The New Problem of Gifting an IRA to Your Children

    July 24, 2015
    Key Takeaway! Inheriting an IRA just got a little more complicated. The Supreme Court has ruled that inherited IRAs for non-spouses are not protected from creditors. Your estate plan might need an update. Giving money to children and grandchildren in our estate plans is one of the more complicated issues in ...
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  • big-ticket-items

    The Weekly Anti-Budget, Part II

    July 14, 2015
    Key Takeaway! You tried the weekly paycheck and it didn’t work for you. While it seems like yet another failed experiment in trying to get your savings going, it actually worked in a different way than you expected and highlighted exactly where the temporary problem in your spending is. The more ...
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  • news

    The Push and Pull of Risk Tolerance, Perception and Capacity

    July 2, 2015
    Key Takeaway! The news cycle forces us to use will power to overcome the urge to “do something” in our portfolio. We all know we shouldn’t act too quickly, but knowing why is important to maintaining that will power. Your definition of risk is the why. With the latest news on ...
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  • weekly-paycheck

    The Weekly Anti-Budget

    June 24, 2015
    Key Takeaway! Budgeting is a pain, so no one does it (except giant nerds, which, if I’m being honest, included me until a busy 1-year-old re-ordered how I spend my time). But if you don’t have to budget and instead ask yourself if you have enough money for this week, ...
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  • money-memories

    My Father’s Impact on My Money

    June 19, 2015
    Key Takeaway! Money memories can drive our success or failure with our finances over our entire lifetime. Being conscious of that fact can lead to a better outcome for you and how you pass those messages on to your children. In my senior year of college, I found out my father ...
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  • taxes

    The Retirement Landscape—QLACs

    June 5, 2015
    Key Takeaway! There are always new products that are trying to answer the question of "Will I outlive my money?" Longevity annuities are one of those new products, but there are trade-offs that need to be assessed as well. Lost in our day-to-day living is the information that can have an ...
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