November 6, 2015
Key Takeaway! The budget bill signed into law this week changed the landscape for retirement planning. If you are between the ages of 62 and 66, you have a small window to use the old rules.
Retirement plans just changed. With the Bipartisan Budget Act of 2015, two staples of Social ... Read more October 21, 2015
Key Takeaway! Social Security just announced no cost of living increase for 2016. But Medicare premiums might be a different story. Your status with Social Security will decide whether you might pay as much as 52% higher Medicare premiums in 2016.
The news regarding Social Security this month has focused on ... Read more October 7, 2015
Key Takeaway! Reading the ending of a book before the middle part shortchanges the process of enjoyment. Similarly, investing (or trading) without a strategic asset allocation can shortchange the ultimate goal of financial freedom.
Do you remember going down your first slide at the park as a kid? That rush of ... Read more September 30, 2015
Key Takeaway! Gifting money to your children in one lump sum without ongoing guidance about the role of money in your family can lead to large mistakes. Create a five-year plan for gifting so that you can communicate your values while you are still able to have input with your ... Read more September 25, 2015
Key Takeaway! Parents need to consider how they are influencing their children in buying homes they may not be able to afford. And when parents go so far as to put their own finances in the mix, the outcome can hamper their retirement as well as their relationship with their ... Read more September 16, 2015
Key Takeaway! The age we retire has long been assumed to be in our control. But retirement research is pointing out that many of us might want to build a more flexible plan just in case we don’t control that option.
When you think about the levers you can pull in ... Read more September 4, 2015
Key Takeaway! The current valuation of the market doesn’t impact long-term investors. But it does impact those close to retirement if you know how to ask the right questions.
Raising children teaches you how to ask the right question. Whenever one child says another child did something to them, the wise ... Read more