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  • five-year-plan

    The Five-Year Plan—Gifting Money to Your Children

    September 30, 2015
    Key Takeaway! Gifting money to your children in one lump sum without ongoing guidance about the role of money in your family can lead to large mistakes. Create a five-year plan for gifting so that you can communicate your values while you are still able to have input with your ...
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  • flexibility-in-retirement-age

    Hamburger vs. Steak—Tell Your Children to Rent

    September 25, 2015
    Key Takeaway! Parents need to consider how they are influencing their children in buying homes they may not be able to afford. And when parents go so far as to put their own finances in the mix, the outcome can hamper their retirement as well as their relationship with their ...
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  • flexibility-in-retirement-age

    Working Longer May Not Be a Retirement Strategy

    September 16, 2015
    Key Takeaway! The age we retire has long been assumed to be in our control. But retirement research is pointing out that many of us might want to build a more flexible plan just in case we don’t control that option. When you think about the levers you can pull in ...
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  • market-volatility

    Three Retirement Decisions Based on Market Valuation

    September 4, 2015
    Key Takeaway! The current valuation of the market doesn’t impact long-term investors. But it does impact those close to retirement if you know how to ask the right questions. Raising children teaches you how to ask the right question. Whenever one child says another child did something to them, the wise ...
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  • risk-tolerance

    Active Risk Opportunities (No Pain, No Gain)

    August 26, 2015
    Key Takeaway! Market drops bring opportunities that we must actively pursue. It is in market drops that we can make money in the long run; and the tax-loss opportunity in the short run is icing on the cake. Bad days make the good days that much better. That is something my ...
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  • investment-performance-report

    The Performance Report’s Role in Your Retirement

    August 21, 2015
    Key Takeaway! Your brokerage statement, on its own, will not tell you much about whether you are meeting your goals. You need to look under the hood at an actual performance report, paired with a retirement projection, to understand your road to retirement. Measurement can be tricky if you don’t know ...
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  • mobile-society

    Your Mortgage: To Prepay or Not to Prepay—Part 2

    August 11, 2015
    Key Takeaway! You should not prepay your mortgage because once you do, you have taken money that you might need in an emergency and locked it into your home, which makes it hard to access the funds should you need them. I come from a family that pays down mortgages quickly—for ...
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