Blog Posts

  • The Feel of This Market

    October 1, 2008
    If I could summarize the one phrase I have heard most often in the past two weeks, it would be “It’s different this time.” That also happens to be the phrase I heard most during the tech bubble, as well as other times in the 1990’s when problems like ...
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  • You Get What You Don’t Pay For

    September 1, 2008
    I grew up in an entrepreneurial household with a father who always preached about hiring the small business owner to do what they were good at. “Never change your own oil,” he would say. And he lived it as he would always pay up for quality work. ...
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  • Enough Annuities Already!

    August 1, 2008
    Whenever a bear market raises its ugly head, fear causes many to make decisions that have lasting ramifications. In the last year I am starting to see a lot of salesmen pushing a specific annuity as the answer to every fear about protecting retirement dollars, but understanding who the ...
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  • Social Security in a Bubble

    July 1, 2008
    Warren Buffet, in quoting Benjamin Graham, has the pithiest observations regarding the market. “In the short run, the market is a voting machine. In the long run, it’s a weighing machine.” Buffet points out the emotion involved in short-term thinking and the logic in long-term results. ...
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  • The Biggest Estate Planning Mistake

    June 1, 2008
    Based on my title this had better be one behemoth of a problem. In 2005 I wrote an article for the accounting firm’s newsletter titled Reflections of You (I have included it in this newsletter for your review) that delved into several creative ways to discuss estate plans with ...
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  • When To Take Social Security

    May 1, 2008
    In my line of work I occasionally have to think counter-intuitively since sometimes the quick answer is not always the right answer. Listening to conversations at cocktail parties would tell me that the quick answer with social security is to take it at 62 versus waiting until full retirement ...
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  • Your Brain or Your Heart

    April 1, 2008
    As the market fluctuates daily and the media keeps telling us to be interested in those daily moves, what are you doing about it? The inclination for many is to do something, anything, just to make it feel like there is control in this short-term uncertainty. But when ...
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