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Blog Posts

  • Your Children Will Thank You

    February 1, 2009
    For clients that have met with me lately they know we have been asking about how beneficiaries are set up on retirement plans (401(k), 403(b), IRA, 457). We have seen mistakes that include everything from having a former spouse listed as a beneficiary, to parents that have passed away, ...
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  • And Now, In With The New (Tax Laws)

    January 1, 2009
    With every upheaval comes opportunity. The past four months have been hard on even the staunchest defenders of the stock market. Yet our government is attacking this problem with all the tools at hand and some of those tools can benefit you immediately. As we usher in ...
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  • Patterns, Patterns Everywhere

    December 1, 2008
    Gains are for retirement. Losses are immediate. In other words, we as human beings feel pain twice as much as pleasure. At this time of year I might even draw on Jimmy Stewart in “It’s a Wonderful Life.” In the movie, there is a run on ...
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  • Control What You Can in This Market

    November 1, 2008
    Over the last couple week’s people across America have been opening account statements that, at best, would make a grown man cry. I think this market drop has been harder than past ones because it hit closer to home – from the homes we live in to the credit ...
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  • The Feel of This Market

    October 1, 2008
    If I could summarize the one phrase I have heard most often in the past two weeks, it would be “It’s different this time.” That also happens to be the phrase I heard most during the tech bubble, as well as other times in the 1990’s when problems like ...
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  • You Get What You Don’t Pay For

    September 1, 2008
    I grew up in an entrepreneurial household with a father who always preached about hiring the small business owner to do what they were good at. “Never change your own oil,” he would say. And he lived it as he would always pay up for quality work. ...
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  • Enough Annuities Already!

    August 1, 2008
    Whenever a bear market raises its ugly head, fear causes many to make decisions that have lasting ramifications. In the last year I am starting to see a lot of salesmen pushing a specific annuity as the answer to every fear about protecting retirement dollars, but understanding who the ...
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