Blog

Blog Posts

  • Multiple Retirement Options

    October 1, 2009
    I have noticed more articles recently where financial advisors give the opinion that the only way for some people to retire after a market like we have seen is to take on more risk (i.e. go even heavier into the stock market). I think this advice is too simplistic because ...
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  • Buy Low, Sell High

    September 1, 2009
    Nobel Laureate William Sharpe estimates that a market timer needs to be right 82% of the time in order to equal the returns of a buy-and-hold investor. Another view of this is from a study we follow every year: In its annual update to the study, Quantitative Analysis of Investor ...
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  • The New Normal Economic Discussions

    August 1, 2009
    You and I are subject to 5,000 advertising impressions per day (source: Yankelovich). And it is only getting worse. As the next generation goes online, the ‘spend and borrow’ messages are hitting them faster and moving money discussions between generations offline. In the speed that technology can ...
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  • Keeping The Family Cabin In The Family

    July 1, 2009
    The family cabin is a right of passage for many Minnesotans and one that many of us want our children and grandchildren to experience for a long time to come. Just like we remodel our primary residence, many also remodel the family cabin to maintain a similar lifestyle for ...
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  • The Family Fallout From This Economy

    June 1, 2009
    I still remember sitting in my grandmother’s living room on a typical summer day, right before lunch, with the old radio tuned in to Paul Harvey. Over time I fell in love with Paul Harvey because he was able to synthesize a complicated story down to the real meaning ...
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  • Buyer Beware

    May 1, 2009
    The next time you watch television or read the newspaper I encourage you to ask one question – who are “they?” This question pops into my head whenever “they” are quoted as knowing what the next moves in the market or economy will be. In the past six ...
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  • 2009 Market Takeaways

    April 1, 2009
    I was surprised at the feedback from my last newsletter article (Rescue Yourself – https://www.bgmwealth.com/BGMWEALTH/WEB/me.get?WEB.websections.show&SCH3656_221). Many people said I hit a nerve because they are looking for ways to be more positive in this negative economic environment. It got me thinking about what we might learn from ...
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