Blog Posts

  • Estate Planning Mistakes

    February 2, 2010
    I was at a charity event this past weekend and a friend was bidding on the silent auction item of time with an estate planning attorney.  They said it was finally time to talk about taking care of their children if something unfortunate happens.  It got me thinking about all the ...
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  • Is Buy-and-Hold Dead in 2010?

    January 6, 2010
    If you have been listening to the television or read any business publications in the last month, the message you have in your head is that a buy-and-hold investment strategy is dead.  As the market started to melt down in the fall of 2008, all equity assets (and some bonds) ...
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  • Heads I Win, Tails You Lose

    January 5, 2010
    It has not often been the case over the last decade where the game of investing has been stacked in the individual’s favor; but this is a new year, a new decade, and 2010 Roth IRA conversion rules are the exception.  As many know the 2010 rules allow everyone, no ...
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  • When Spending is Really Saving

    December 2, 2009
    My wife and I had a recent conversation about our children’s education.  Many of our friends have joked with me that our family should be well prepared for college because I know what the expenses will be.  But it is precisely my knowledge of those expenses that scares me the ...
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  • Multiple Retirement Options

    October 1, 2009
    I have noticed more articles recently where financial advisors give the opinion that the only way for some people to retire after a market like we have seen is to take on more risk (i.e. go even heavier into the stock market). I think this advice is too simplistic because ...
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  • Buy Low, Sell High

    September 1, 2009
    Nobel Laureate William Sharpe estimates that a market timer needs to be right 82% of the time in order to equal the returns of a buy-and-hold investor. Another view of this is from a study we follow every year: In its annual update to the study, Quantitative Analysis of Investor ...
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  • The New Normal Economic Discussions

    August 1, 2009
    You and I are subject to 5,000 advertising impressions per day (source: Yankelovich). And it is only getting worse. As the next generation goes online, the ‘spend and borrow’ messages are hitting them faster and moving money discussions between generations offline. In the speed that technology can ...
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