Blog Posts

  • reading

    The Gift of Knowledge: 9 Holiday Reads

    December 8, 2016
    Key takeaway! It is hard to have an impact on those around us, particularly when we hand out gift cards for the holidays; they are soon forgotten. Instead, give the gift of knowledge. Most of us don’t need more stuff. And when I look at the happiest retirees in life, they ...
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  • tax-planning

    2016 Year-End Tax Planning: Two Ideas Focused on Health Care

    November 9, 2016
    Key takeaway! In addition to the usual tax planning ideas, there are two tax nuances to understand before year-end. Beyond that, pay attention to anything the lame-duck Congress might pass before December 31. “Who’s FICA?” That question arose the summer when my 15-year old son got his first paying job. Since ...
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  • Cub Scouts

    Setting Financial Goals as Taught by a 10-Year-Old

    October 20, 2016
    Key takeaway! Cub Scout popcorn sales reminded me that achieving big goals is tough if you think only about the end game. So don’t. Focus on the incremental opportunities you have in life; big things happen when you focus on small steps. Kids have a tendency to cut to the core ...
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  • markets

    Four Tips When Markets Swing

    July 16, 2016
    Key Takeaway! The media is in assumption mode again—assuming the markets must be ready for some kind of fall. But it is up to you to decide if that would present a moment of urgency (and opportunity) or emergency. It’s that time again. If you watch cable television at all, the ...
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  • financial plan

    Updating an Old-Fashioned View: You Are Your Own Financial Plan

    July 14, 2016
    Key Takeaway! You are your own financial plan—and even so, it helps to work with a fiduciary. No matter what age you are—just starting out, midcareer or in retirement—you have to take responsibility for your finances. You need to take the time to understand all the aspects of your finances and ...
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  • college

    College Conversations: Don’t Send Them Off Without a Talk

    June 23, 2016
    Key Takeaway! College, and life in general, is expensive. Many people wait to discuss that point with their children; after all, it’s not a fun conversation. But talking about what life costs, early and often as a family, will prepare your children for college and life after. Much has been written ...
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  • cabin

    Reconsidering The Family Cabin: Don’t Let A Legacy Become A Burden

    June 7, 2016
    Key Takeaway! Passing on the family cabin may not be as romantic as it sounds. Sometimes the result isn’t fond memories, but rather rifts in relationships. Instead of leaving the cabin as part of their legacy, parents can instead sell it and let the next generation create its own family ...
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