April 1, 2011
By James Clemensen, CFP®
Similar to our previous write-ups on Social Security spousal strategies, approaching Social Security survivor benefits with a well-thought-out strategy can also have a significant effect on one’s success in retirement. Social Security benefits are of increased importance for widows/widowers, but they are commonly mismanaged due to ... Read more March 30, 2011
By Jon T. Meyer, CFP®
The Tax Foundation estimates that in 2010, Tax Freedom Day in the United States was May 17. The organization does not have an estimate yet for 2011. In the United Kingdom, the Adam Smith Institute estimates that May 29, 2011, will be Tax Freedom Day for ... Read more February 28, 2011
By Margaret LeClair, PhD Economics,
CEO of LeClair Insurance, a national healthcare brokerage agency
Over the last 10 years, healthcare has become the largest industry in America. U.S. healthcare spending was 17.3% of our gross domestic product in 2010. This means that of every dollar we spend in this country, 17.3 ... Read more February 25, 2011
I have always maintained that investing with family is a zero-sum game. I am not insinuating that helping family members in this slow economy is the wrong thing to do. Many family members might need help due to lost jobs, devalued housing, high debt loads or even the stresses placed ... Read more February 1, 2011
By Jon T. Meyer, CFP®
I have an advantage in my position as a financial advisor. I get to watch the behavior of many people who, from the outside, look similar. I can think of many clients who are 55 to 65, making similar income, with similar assets and a similar ... Read more February 1, 2011
As I deliberated on the topic for this article, I briefly toyed with the idea of providing timely tips for eliminating drafts from the rooms of your house. I’ve opted instead for another dangerous leap into the realm of real estate punditry.
Last year saw the end of price free-fall in ... Read more January 5, 2011
There are a few surprises for 2011 that will impact people’s retirement and estate planning more than they might imagine. Many are tax related but I will start with one that is not, yet it will force everyone to make the right choice on the first go-around.
In early December Social ... Read more