February 28, 2011
By Margaret LeClair, PhD Economics,
CEO of LeClair Insurance, a national healthcare brokerage agency
Over the last 10 years, healthcare has become the largest industry in America. U.S. healthcare spending was 17.3% of our gross domestic product in 2010. This means that of every dollar we spend in this country, 17.3 ... Read more February 25, 2011
I have always maintained that investing with family is a zero-sum game. I am not insinuating that helping family members in this slow economy is the wrong thing to do. Many family members might need help due to lost jobs, devalued housing, high debt loads or even the stresses placed ... Read more February 1, 2011
By Jon T. Meyer, CFP®
I have an advantage in my position as a financial advisor. I get to watch the behavior of many people who, from the outside, look similar. I can think of many clients who are 55 to 65, making similar income, with similar assets and a similar ... Read more February 1, 2011
As I deliberated on the topic for this article, I briefly toyed with the idea of providing timely tips for eliminating drafts from the rooms of your house. I’ve opted instead for another dangerous leap into the realm of real estate punditry.
Last year saw the end of price free-fall in ... Read more January 5, 2011
There are a few surprises for 2011 that will impact people’s retirement and estate planning more than they might imagine. Many are tax related but I will start with one that is not, yet it will force everyone to make the right choice on the first go-around.
In early December Social ... Read more November 30, 2010
According to the Bureau of Economic Analysis, the personal savings rate in the United States as of October 31st was almost 6%. Prior to the market meltdown in 2008, getting over 1% was seen as a success. What is interesting about the savings rate is what it means for consumerism ... Read more November 4, 2010
I often ask women: “Are you someone’s long-term care plan?” When someone in the family can no longer care for him or herself, it’s often the daughter, sister, aunt, niece, etc. who assumes caregiving responsibilities, without a lot of family discussion in advance.
Research shows that 70 percent of primary ... Read more