Blog Posts

  • Make Taxing Retirement Income a Choice Between 62 and 70

    October 17, 2011
    I have written extensively about why people should consider postponing Social Security income in order to get a higher future benefit. But that is not the only reason to postpone. Taxes are also a reason, especially in an age where 401(k) and/or IRA assets will make up a large portion ...
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  • Tricks of the Trade

    October 10, 2011
    By Jon T. Meyer, CFP® I just love inside baseball knowledge, no matter what the profession. As a kid, I remember learning from my dad, an electrician, to make sure all the screws on the switch and outlet covers faced the same direction; the notch in the screw should be either facing ...
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  • Fulfilling Desires

    October 3, 2011
    By Jenelle Boeckermann While 95% of seniors desire to stay in their homes through the end of life very few take the time to research the options and plan ahead to make this wish a reality.  It tends to be at the time of a life altering episode that seniors and ...
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  • Predicting a Sunny Retirement

    September 29, 2011
    By Jon T. Meyer, CFP® Getting a prediction right once does not mean someone is good at predicting things. If someone predicts an exceptional event accurately, they will get press for the next several years under the guise of being a clairvoyant. From an incentive standpoint, this makes sense. Making bold good/bad ...
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  • Expect the Unexpected in Retirement

    September 26, 2011
    By Jon T. Meyer, CFP® Many of us do not like the unexpected. We want to go to a dentist to get our teeth cleaned, not to find out we have a cavity. We go to the mechanic to get our oil changed, not to find out we need four new tires. ...
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  • Timing Taxes Key to Successful Retirement Distributions

    September 19, 2011
    By Jon T. Meyer, CFP® When someone comes to me within a few years of retirement, it is often too late to optimize their after-tax income. One of the strategies I wish I could use with everyone I meet is timing taxes. By that I mean pinpointing someone’s exact tax bracket ...
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  • Estimating Retirement Income―The Big Three

    September 12, 2011
    By Jon T. Meyer, CFP® Estimating retirement income is not a science. Much has been written about needing 70–80% of your working-life income in retirement. I would disagree, as I tend to see that people spend 100% or even more in retirement, particularly in the first five years when filling eight ...
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