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  • Is $1 Million a Lot of Money?

    June 12, 2013
    Many people would say that $1 million is a lot of money. But is it really? That was the question posed last weekend in an article in the The New York Times, "For Retirees, a Million-Dollar Illusion." The article touched upon a number of points that suggest $1 million ...
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  • The Slippery Slope of Cognitive Function

    June 5, 2013
    As a financial advisor, I have learned to deal with many delicate situations over the years. Sometimes I have to tell someone they need to work longer versus retiring today. Sometimes I have to ask tough questions about whether they really should gift their children ...
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  • What Do Mortgage Rates Tell Us About Retirement?

    June 3, 2013
    Last week was an interesting one for mortgage rates as 30-year fixed rates popped up to approximately 4% for non-FHA loans. This will come as a big surprise to those trying to refinance, although new home buyers might not care that much. The reason for the increase is that ...
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    Minnesota Tax Changes: Income Tax Increases and More

    May 28, 2013
    The Minnesota Legislature has finally closed up shop for the summer. They have left us with a pile of passed legislation to sift through. The general theme is that taxes are going up on many things, from liquor and cigarettes to income and gifting. These tax changes mean that ...
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    The Pre-Retirement Garage Sale and De-Cluttering Your Portfolio

    May 22, 2013
    I spent this past weekend freeing myself of those things that clutter my house, but which others can use. It was the annual neighborhood garage sale. Some people love to browse garage sales, but I am partial to holding them and hitting reset on my life. Garage sales always ...
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    Healthcare in Retirement: Plan for The Unexpected Plantar Fasciitis

    May 15, 2013
    Plantar fasciitis hits all runners sooner or later. Basically, the tissue connecting the heel bone to the toes becomes inflamed and it hurts to run and walk. But runners can’t just stop running—the problem will have to be addressed. Plantar fasciitis reminds me of the unexpected brick walls that ...
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  • The Retirement Gamble: Feedback on PBS’s Retirement Documentary

    May 14, 2013
    Watch The Retirement Gamble on PBS. See more from FRONTLINE. New York Times contributor Thomas Friedman (and fellow Minnesotan) recently wrote an interesting column, entitled “It’s a 401(k) World.” He pointed out that over the last decade our society has shifted towards empowering individuals to do, create, manage and collaborate for ...
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