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Blog Posts

  • What Do Mortgage Rates Tell Us About Retirement?

    June 3, 2013
    Last week was an interesting one for mortgage rates as 30-year fixed rates popped up to approximately 4% for non-FHA loans. This will come as a big surprise to those trying to refinance, although new home buyers might not care that much. The reason for the increase is that ...
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    Minnesota Tax Changes: Income Tax Increases and More

    May 28, 2013
    The Minnesota Legislature has finally closed up shop for the summer. They have left us with a pile of passed legislation to sift through. The general theme is that taxes are going up on many things, from liquor and cigarettes to income and gifting. These tax changes mean that ...
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    The Pre-Retirement Garage Sale and De-Cluttering Your Portfolio

    May 22, 2013
    I spent this past weekend freeing myself of those things that clutter my house, but which others can use. It was the annual neighborhood garage sale. Some people love to browse garage sales, but I am partial to holding them and hitting reset on my life. Garage sales always ...
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    Healthcare in Retirement: Plan for The Unexpected Plantar Fasciitis

    May 15, 2013
    Plantar fasciitis hits all runners sooner or later. Basically, the tissue connecting the heel bone to the toes becomes inflamed and it hurts to run and walk. But runners can’t just stop running—the problem will have to be addressed. Plantar fasciitis reminds me of the unexpected brick walls that ...
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  • The Retirement Gamble: Feedback on PBS’s Retirement Documentary

    May 14, 2013
    Watch The Retirement Gamble on PBS. See more from FRONTLINE. New York Times contributor Thomas Friedman (and fellow Minnesotan) recently wrote an interesting column, entitled “It’s a 401(k) World.” He pointed out that over the last decade our society has shifted towards empowering individuals to do, create, manage and collaborate for ...
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  • Warren Buffet understands the dangers of confirmation bias.

    Challenge Yourself: Confirmation Bias Can Hurt You

    May 8, 2013
    “Woodstock for Capitalists”—the annual Berkshire Hathaway meeting—was held last weekend in Omaha, Nebraska. I spent some time Saturday afternoon reading the live blogging from the meeting and I was struck by a big change this year. Warren Buffett always waxes poetic about using the float of his insurance operations ...
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    Retirement Planning When Your Spouse Is Younger Than You

    April 30, 2013
    Age seems so important when we’re young. Then we start dating and it becomes less relevant. After we marry, we socialize with couples of all ages and don’t really care at all. Then comes retirement and age takes on new meaning. People start counting the years to 59½ [when ...
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