Blog Posts

  • swimming-pool

    The Unseen Retirement Risks

    July 30, 2013
    No matter how much we think we can control in life, the unseen tends sneaks up on us. We always assume the best, but we need to plan for worse. In retirement the unknown can include sudden illness, bad investment returns, outliving your money or even high inflation. Yet what ...
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  • cash

    When to Take Your Mutual Fund Distributions in Cash

    July 22, 2013
    Every year, mutual funds pay out distributions, whether capital gains or dividends/interest (by law, they have to do this). Mutual fund holders have a choice about what to do with those distributions. Most simply reinvest the distributions and buy more shares of the fund. If you are still accumulating assets, ...
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  • retirement-recipe

    The Smoothie Challenge: A Recipe for Retirement Success

    July 17, 2013
    My kids came up with a great idea this past weekend—a smoothie challenge. They listed individual ingredients on slips of paper and dropped them into a bowl. Then, each took a turn in picking out a slip of paper to see what was going into their smoothie. One of the ...
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  • health-insurance

    Healthcare Reform Surprise: You May Be Able to Retire Early

    July 9, 2013
    Would you retire early if health insurance coverage was guaranteed? That was the question in my mind after reading a post from blogger Michael Kitces on how the rollout of health insurance exchanges could affect career and retirement decisions. If your answer to that question is yes, then you might ...
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  • trust-documents

    Do Trusts Still Matter?

    July 2, 2013
    In the last six months, two specific laws have changed the role of trusts in an estate plan. First, the fiscal cliff legislation made permanent the federal estate tax exclusion. You can now pass $5.25 million ($10.5 million per couple) to your heirs without estate tax. With that law, ...
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  • Puppies, Babies and Retirement: The Power of Letting Go

    July 1, 2013
    World, meet Jasper. This picture shows a cuddly, almost teddy-bear-looking, eight-week-old mini goldendoodle that, for the past 12 years, I have been telling my children they would never get. In the back of my mind, I always wondered if I would ever give in, so at some level I ...
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  • Summer Camp for Business Owners

    June 25, 2013
    Last week, I spoke at the Snow & Ice Management Association (SIMA) symposium, where I discussed how to diversify business wealth. Most business owners plow (pun intended) their profits back into the business rather than saving some money for a rainy day. This is especially true in industries like ...
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