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Blog Posts

  • Play a Game of Would You Rather

    Play a Game of Would You Rather

    November 19, 2013
    Assuming you needed a new car, the best time to buy one in the last decade would have been 2008 through 2010. When the economy was in horrible condition, buyers of cars got great deals. Now that the economy is in a slow but recovering mode, it is time to ...
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  • Tax Drag on Retirement

    Tax Drag on Retirement

    November 12, 2013
    The gross return of your portfolio doesn’t matter. It is what you keep that matters. Subtracting fees and taxes from your gross return is a necessary step before you start thinking about how much of your money you can actually spend in retirement. This means that it is smart to ...
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  • What If You Move Back to Minnesota?

    What If You Move Back to Minnesota?

    November 7, 2013
    There is a duality that is often forgotten when you move out of the state. The sun of Florida or Arizona may call you in your retirement years, as might the lower taxes in those states. But what if you have to leave family in Minnesota? More and more people ...
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  • Last-Minute Tax Planning (Well, You Have Two Months)

    Last-Minute Tax Planning (Well, You Have Two Months)

    October 29, 2013
    Every year at this time, tax planning becomes the focal point for many households. I have already written many posts on tax planning, and today I will give you one more update before the end of the year on ideas I have mentioned in the past. Some ideas have a ...
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  • How Confident Are You About Retirement?

    How Confident Are You About Retirement?

    October 21, 2013
    October 20–26 is National Save for Retirement Week. Saving for retirement is a matter of delayed gratification—you spend less now so you can have comfort later. According to the Employee Benefit Research Institute’s 2013 Retirement Confidence Survey, only 51% of people are confident they will have enough to retire when ...
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  • A Rose by Any Other Name

    A Rose by Any Other Name

    October 15, 2013
    This is a guest blog post from Peter Rekstad, CFP®, ChFC®, CLU®, of TruNorth. "A rose by any other name…" That line is one of the most quoted from any of Shakespeare’s works. It comes from an exchange between the star-crossed lovers Romeo and Juliet, who are wrestling with the ...
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  • Random 2 a.m. Insurance Thoughts

    Random 2 a.m. Insurance Thoughts

    October 8, 2013
    Insurance of all kinds gets a bad rap. It’s an expense, and most people would rather spend their money eating out or going on vacation. But insurance is necessary for all of us that continue to accumulate stuff, including income and wealth. But there are some practical insurance issues that ...
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