Blog Posts

  • executive

    Retiring Soon? What to Do with Company Stock in Your 401(k)

    March 3, 2014
    Key Takeaway! If you retire and your 401(k) includes company stock that has experienced significant gains, you may reduce your income taxes over your lifetime through the use of net unrealized appreciation (NUA). The Enron debacle reminded everyone that holding too much of one stock can be detrimental to your retirement. ...
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  • valentines-day

    What Is It Like to Be Married to Me? An Important Retirement Planning Question

    February 13, 2014
    In many marriages, the focus is on what the other party is doing, or not doing, to make the relationship better (or worse). But it you think about what makes us happy, it has to start from within. This is especially true with retirement planning, since many couples are not ...
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  • business-owner-and-family

    Jay Leno’s Advice to Us All

    February 11, 2014
    On the Sunday, January 26 edition of 60 Minutes, Jay Leno said something that made me sit up in my chair: "I always tell new people in show business, ‘Look, show business pays you a lot of money because eventually you’re going to get screwed. And when you get screwed, ...
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  • state-of-the-union-2014

    Introducing the myRA

    February 5, 2014
    For decades, Washington, D.C., has been providing tax incentives for Americans to save and invest for retirement. There are many different types of programs , but they each have in common some combination of tax savings now or in the future, and limitations on ...
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  • college-student

    Paying for College: Don’t Worry, Be Happy

    January 29, 2014
    Two dads were talking over coffee when one asked the other what his son was taking in college. Without hesitation he replied, “Everything I have.” Across town, a banker was being arrested for embezzling $100,000. The FBI agent asked him why he did it. The banker replied that he was ...
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  • corporate executive

    The Pros and Cons of Deferred Compensation Plans

    January 20, 2014
    What opportunities does an employee have when they’ve maxed out their 401(k), their income exceeds their spending needs, and taxes are claiming a large share of income? Corporations may provide another option for meeting financial goals, allowing you to defer the income and taxes through a non-qualified deferred compensation plan ...
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  • savings

    Saving for Retirement: 401(k)s, IRAs and HSAs in 2014

    January 9, 2014
    The end of the year often brings a flurry of activity as people scramble to do everything they forgot to get done during the first 11 months of the year. Many people forget to review how much they can put away each year starting in January, but by December it ...
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