November 18, 2014
Key Takeaway! Retiring seems so easy—you just have to pick a date and go. But if you don’t understand how that date affects your money, you could end up leaving a lot on the table.
Expiration dates on food can often be fudged a little. After all, it isn’t necessarily true ... Read more November 11, 2014
Key Takeaway! Too often we adopt a “one way or the other way” sort of thinking in our decision-making. Active versus passive investing is an example. If you don’t consider other options before making a decision, you’ll end up acting like a teenager (or a corporate executive).
The ongoing debate about ... Read more October 31, 2014
Key Takeaway! The IRS just announced increases to your savings opportunities. Don’t forget to make any changes to your plan as you set back your clocks for daylight savings.
As the clocks fall back an hour, most of us dream of catching up on sleep. Catching up with our savings is ... Read more October 15, 2014
Key Takeaway! The Social Security Administration stopped sending statements in 2011, but that is changing. You can also go online to find your statement and keep track of your benefits and reported earnings.
I often write about the role of Social Security in retirement. For example, by using a different claiming ... Read more October 7, 2014
Key Takeaway! Year-end tax planning starts with understanding what taxable distributions to expect in your portfolio. Follow these steps to avoid surprises in the spring.
Lawn care in cold climates takes one extra step each fall. When you leave extra clippings and leaves on your lawn in the fall, snow mold ... Read more September 26, 2014
Key Takeaway! Grandparents have a special role in educating their grandchildren, especially when they want to help pay for it. Know the rules so you can be the family guide.
Many people want to help their children in life, but they prefer to do it in a way that is directed ... Read more September 13, 2014
Key Takeaway! While we all plan for a retirement date, there’s a chance that retirement could be forced upon us sooner than we want. Know how today’s decisions prepare or distract us from being ready to handle an early retirement.
I graduated from college in 1992. My father was not at ... Read more