Our goal is to help clients assess where they are today and where they want to be tomorrow as well as to provide the tools to meet those goals. Keep in mind that financial planning is a process and not just a one-time event. Once we have done initial planning, we review the plan annually to continue to mold a client's finances around an ever-changing world scene.
Our Personal Financial Planning services are constructed around a minimum of three meetings, and more if necessary.
- In our first meeting, we discuss financial objectives.
- In the second meeting, we explain our preliminary observations and how they relate to stated objectives. We then determine if any objectives, assumptions, or goals need to be changed.
- In the third meeting, and subsequent ones if necessary, we present our final recommendations.
Our customized approach will address any or all of the following issues:
- net worth calculation
- cash flow analysis
- risk management
- retirement planning
- income tax planning
- estate planning
- investment planning
- plans for education
- business planning.
Many clients come in with the idea that financial planning is all about numbers. But we believe it is more than that. It is about dreaming. We help clients to formulate positive decisions that will affect the rest of their lives. We take this part of our job seriously, but we also enjoy it. Through time, we watch clients pay for education, travel, buy second homes, adopt children, retire and live a lifestyle that brings them joy. This is our reward.