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Social Security Reset May Go Away
(General/Articles)
... and wrote the check. By 2009, twice that number of people used this strategy. It is a small number overall, but if you want to be one of the select few retirees, talk to your financial advisor soon to ...
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A Tax To Prepare For
(General/Articles)
... forward since starting in 2013, you might want to put higher turnover investments inside retirement plans and keep more of your index funds and municipal bonds in your taxable portfolio; those who can ...
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What is Your Long-Term Care Plan?
(General/Articles)
... long-term care insurance would pay out if a family member wanted to quit their job to become a dedicated nurse to mom or dad. Or maybe parents travel a lot and children are not with them, then the ...
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Good Financial Plans Need Slush Funds
(General/Articles)
... not doing well, people spend less. This is not profound but it does have profound consequences. In the last two years I have heard many say they wanted to take advantage of an opportunity but just did ...
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Retirement Is About Living Longer
(General/Articles)
... than ample reason to don a sour attitude and passively assume you cannot retire when you want to. That might be true for some, but I doubt it is true for many who, with a little creativity, might find ...
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Take Control of College Costs
(General/Articles)
... and are a better alternative to part-time jobs if it allows the student to study more, get good grades and graduate on-time. Parents may also want to consider the Parent Loan for Undergraduate Students ...
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Identity Theft 101
(General/Articles)
... copies in a safe at home. Many people will do this and place the copies in a safety deposit box at the bank. But what if you get a credit card stolen on a weekend? You will want to get in touch with ...
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Will You Still Get Goose Bumps When CDs Are Gone?
(General/Articles)
... listen to your favorite music as often as possible. If using an MP3 player or computer enables you listen more often, I say great. If you want to bring the life back to your digital music I encourage ...
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What's Ahead?...Spring and Echo Boomers
(General/Articles)
... stage family homes no longer needed or wanted by Baby Boomers. The federal government's $6,500 tax credit for qualified move-up buyers who purchase by April 30, and a softer move-up market, offer encouragement ...
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Estate Planning Mistakes
(General/Articles)
... between the generations is one of the hardest steps to take because parents do not want the children to think they are getting a free ride, and children do not want to appear greedy. Yet, there is anxiety ...
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Heads I Win, Tails You Lose
(General/Articles)
... the new Roth IRA accounts individually depending on how that asset class performs. Our game ends when you want it to; the decision to recharacterize a 2010 Roth IRA conversion does not need to be made ...
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Services
(General/Services)
... want it any different? They hire us to fulfill their dreams and values. Because of this, we personalize our financial planning and investment advisory services because no two clients come to us with ...
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Will you work with me on an engagement basis only, not managing my money?
(General/FAQ)
The short answer is yes, but remember that we would prefer to work with clients who want us to be their main financial advisor. If we only work with people on a project here and there, we can never be ...
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What makes Boeckermann, Grafstrom & Mayer Wealth Management different?
(General/FAQ)
... (Cornerstone Private Asset Trust Company, LLC). These relationships allow us to coordinate clients' needs, saving them time and effort. Ownership – We are independently owned by persons who want to ...
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Multiple Retirement Options
(General/Articles)
... second careers that they always wanted to try. A third option for those that are still working is to make the conscious decision to save more for retirement, sometimes meaning that they will have to ...
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Why BGM Wealth
(General/About)
... update with them to discuss their investments, concerns and any changes in their personal situation. Some clients want to meet more than annually, and we are happy to do that. ...
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Our Clients
(General/About)
... fee-based advice Our clients also want objective, fee-based advice. Since we are independently owned, we can devote all our efforts to meeting clients’, not corporate, interests. We have no proprietary ...
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Buy Low, Sell High
(General/Articles)
... high and buying low. Notice I do not say that we are selling completely out of stocks. I do not know where the market will be a month from now much less a year from now so I always want to maintain stock ...
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Wealth Management
(General/Services)
... or her portfolio invested in equities because we believe in the United States economy. Our capitalist system has proven to build wealth, and we want every client to share in this system. As wealth managers, ...
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Financial Planning
(General/Services)
Our goal is to help clients assess where they are today and where they want to be tomorrow as well as to provide the tools to meet those goals. Keep in mind that financial planning is a process and not ...