Search
-
Social Security Reset May Go Away
(General/Articles)
Sometimes things are just too good to be true. We have been talking with our retired clients recently about paying back Social Security benefits – interest and penalty free - that they may have started ...
-
There Ain't No Cure, But Is There An Upside To The Summertime Blues?
(General/Articles)
... over the summer, resulting in a negligible net gain in sales for 2010. “So, what’s the good news?” you may ask. Well, mortgage interest rates are amazingly low now. One positive consequence of this ...
-
What is Your Long-Term Care Plan?
(General/Articles)
... as good as the conversation but today, so many choose to not have the conversation until someone is sick, and then everyone scrambles. Take the time this July 4th to have this discussion with your ...
-
Estate Tax Trouble in 2010
(General/Articles)
... this, we suggest revisiting your estate documents with your attorney and giving special attention to the following: Confirm cost basis information is in good order and possibly provide guidance to ...
-
Good Financial Plans Need Slush Funds
(General/Articles)
... at retail stores or even just helping an unemployed child. A good financial plan that allows you to retire should also allow you to have fun and participate in these things, in good markets and bad. I ...
-
Take Control of College Costs
(General/Articles)
... and are a better alternative to part-time jobs if it allows the student to study more, get good grades and graduate on-time. Parents may also want to consider the Parent Loan for Undergraduate Students ...
-
Will You Still Get Goose Bumps When CDs Are Gone?
(General/Articles)
... a female jazz singer live, or the thrill of Eric Clapton's guitar? Can we have convenience and quality sound? The goal of any good audio system is to reproduce music faithfully as the artist intended ...
-
Employee Satisfaction - Your Cornerstone of Productivity
(General/Articles)
... your business from $5,000 to $15,000 extra. Here are some ideas to put to use in your business to increase employee satisfaction: #1 Define. The top five factors of the SHRM survey are a good place ...
-
Heads I Win, Tails You Lose
(General/Articles)
... and returning the assets to their original Traditional IRA status. Heads I win, tails you lose; good game, right? Then let's play the game not once, but four times. Converting Traditional IRA assets ...
-
Our Process
(General/About)
We offer an initial consultation at no charge. We use this meeting to define clients’ goals and objectives, to analyze their current financial situation, and to determine if our styles would be a good ...
-
Ongoing Services
(General/Services)
While the initial financial planning and investment management is a good start, clients continue to have financial issues arise that need additional attention. We encourage our clients to call us first. ...
-
The Family Fallout From This Economy
(General/Articles)
... all of us that the secret to good fortune is living within one’s means. Those with lots of debt are now paying the price for not delaying gratification. Yet it is also becoming more evident that delayed ...
-
2009 Market Takeaways
(General/Articles)
... good do they do? I urge you to incorporate these ideas in your decision-making process on a day-to-day basis. First, clients with low or no debt have remained the calmest. Often financial planners ...
-
Rescue Yourself
(General/Articles)
... to do that evening and she indicated nothing special - she just wanted to look and feel good that night. He joked with her as he styled her hair and at the end of the appointment, she hugged him and left. ...
-
Control What You Can in This Market
(General/Articles)
... future RMDs. Finally, if you are so inclined, 2008 might be a good year to consider converting your normal IRAs to Roth IRAs while the stock market is down. In the long run this could help re-configure ...
-
The Feel of This Market
(General/Articles)
... (yes, turn off Cramer). Stay in touch with your advisor and verify that your five or ten year strategy is still in place and then grab a good book and get lost in your couch in front of a warm fire on ...
-
You Get What You Don't Pay For
(General/Articles)
I grew up in an entrepreneurial household with a father who always preached about hiring the small business owner to do what they were good at. “Never change your own oil,” he would say. And he lived ...
-
Enough Annuities Already!
(General/Articles)
... dropped to $180,000, the GMWB would still allow you to take $10,000 that year (5% of $200,000). But as with anything that sounds this good, looking under the hood reveals a few problems. First, you, ...
-
Your Brain or Your Heart
(General/Articles)
... all need to make good decisions; decisions that often can be made quickly but might be made incorrectly if left totally up to our reflexive brain. Understanding that our brains process information in ...
-
Tax Control In Retirement
(General/Articles)
... someday are all good ways to build assets that will eventually be in a lower-taxed position than IRA/401(k) money. IRAs and 401(k)’s are great accumulation tools but difficult distribution tools. Building ...