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What is Your Long-Term Care Plan?
(General/Articles)
... long-term care insurance would pay out if a family member wanted to quit their job to become a dedicated nurse to mom or dad. Or maybe parents travel a lot and children are not with them, then the ...
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Dog Bites
(General/Articles)
... of dog bites occur on the dog owner's property which means dog bite claims now account for about one third of all homeowner claims. Sixty percent of all dog bites involve children which is the primary ...
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Retirement Is About Living Longer
(General/Articles)
... to a woman in her 30's whose purpose is to work now so that she can retire when her young children become parents and then she can stay home and care for her grandchildren, the way her mother does for ...
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Estate Planning Mistakes
(General/Articles)
... children if something unfortunate happens. It got me thinking about all the estate planning mistakes I have seen this year. First, the most prevalent mistake I see (outside of not having a will/trust), ...
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When Spending is Really Saving
(General/Articles)
My wife and I had a recent conversation about our children’s education. Many of our friends have joked with me that our family should be well prepared for college because I know what the expenses will ...
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Multiple Retirement Options
(General/Articles)
... say no to their children. I have always maintained that nobody should short-change their retirement due to their children's education or lifestyle. You cannot borrow for retirement but children can borrow ...
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Meet The Team
(General/About)
... the Wall Street Journal and USA Today. Outside of the financial world, Jon is married with four children. He enjoys golf, cooking, reading, travel and running. Running is so much fun for him that he ...
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Financial Planning
(General/Services)
... watch clients pay for education, travel, buy second homes, adopt children, retire and live a lifestyle that brings them joy. This is our reward. ...
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The New Normal Economic Discussions
(General/Articles)
... upon). Over time you will notice that mentoring is not a function of age and your children or grandchildren might be the most creative at helping the family accomplish big goals. I am convinced that ...
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Keeping The Family Cabin In The Family
(General/Articles)
The family cabin is a right of passage for many Minnesotans and one that many of us want our children and grandchildren to experience for a long time to come. Just like we remodel our primary residence, ...
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The Family Fallout From This Economy
(General/Articles)
... gratification might not work going forward in the same way it has worked for past generations. I have never been one to suggest clients owe their children or grandchildren anything. In fact, I usually ...
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2009 Market Takeaways
(General/Articles)
... more discretionary expenses versus fixed expenses can add a degree of financial peace of mind when a bad market brings out the bear. So start paying cash, and encourage your children and grandchildren ...
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Your Children Will Thank You
(General/Articles)
... a non-spouse beneficiary (i.e. your children) can take distributions from inherited retirement accounts over their lifetime (using actuarial tables the IRS produces). This will “stretch” the tax bill ...
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And Now, In With The New (Tax Laws)
(General/Articles)
... And secondly, if you are considering a gift for grandchildren (or children) for their college, consider a Section 529 plan. 529 plans allow for an accelerated gift of up to five years – you could put ...
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You Get What You Don't Pay For
(General/Articles)
... thus increase what you keep. For example, do not pay a commission on a 529 plan for your children/grandchildren’s education fund when most states allow you to purchase direct from the state with no commissions. ...
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The Biggest Estate Planning Mistake
(General/Articles)
... review) that delved into several creative ways to discuss estate plans with your children or grandchildren. My basic concept for that article was based on the trend that we were seeing – and continue ...
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Tax Control In Retirement
(General/Articles)
... issue here is that we all should be thinking about this for the 20 years leading up to retirement. The hardest thing to do when you have children is to save for retirement. We parents sometimes will ...
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The 4% Solution
(General/Articles)
... face a challenge maintaining a portfolio down the road. Unexpected surprises come up – like helping children – so note that the goal of 4% is ideal, but not always attainable every single year. A second ...
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Are You There Yet?
(General/Articles)
... in their life like retirement, or college for their children. Yet there are many mile markers along the route that should be observed if the ultimate destination will be as pleasant as our dreams would ...